Income / credits
₦0.00
money received in this period
YOUR MONTH, AT A GLANCE
A clearer view of where your money goes.
Keep the small everyday choices visible, and the bigger picture gets easier.
Current bank balance
Not set
Starts from your latest bank snapshot · logged debits subtract and credits add
Total spending
₦0.00
in the selected period
Net cash flow
₦0.00
income minus spending
Top category
—
add an expense to begin
Spending mix
Where this period’s spending went
Expense calendar
A full month of recorded expenses, day by day
Coming up
Expected credits and recurring expenses · next 30 days
In-app reminders show here; browser alerts work while this tracker is open.
Recent expenses
Transactions
One editable ledger for outgoing debits and incoming credits.
| Date | Type | Description / source | Category | Account | Payment | Amount (₦) | Notes | Actions |
|---|
No transactions here yetAdd an expense or credit for the selected period.
Need a backup? Export a CSV from the top bar, or download a full JSON backup from Categories.
Outgoing & debit
A focused view of money spent from your accounts. Transfers between your own accounts are kept separate.
Debits this period
₦0.00
0 expenses
Average debit
₦0.00
per recorded expense this period
Expense ledger
Selected period| Date | Description | Category | Account | Payment | Amount (₦) | Notes | Actions |
|---|
No outgoing debits in this periodExpenses from the selected week or month will appear here.
Income & credits
Record money received and set a reminder for the next expected credit.
Credits this period
₦0.00
0 credits recorded
Expected next
—
no repeating credits yet
Recurring credits
0
income schedules
Reminders due
0
within the next 7 days
Credits received
Filtered to the selected period| Date | Source | Payment route | Frequency | Alert | Amount (₦) | Actions |
|---|
No credits in this period yetAdd a salary, transfer, refund, or other money received.
Credits count as income on your dashboard. Recurring credits create an expected-date reminder; they don’t automatically add money to your actual balance.
Categories & methods
Shape the dropdowns around the way you actually spend.
Expense categories
Rename a category to update its past entries, or remove one that is unused.
Payment methods
Customize the options available when you record a purchase.
Stored locally. Your entries and category settings stay in this browser on this device. Use “Download backup” before switching browsers or clearing browser data.
Planning & accounts
Set spending limits, track goals, manage bills, organize accounts and bring in a statement.
Monthly category budgets
Set a limit for each category and compare it with actual spending this month.
Savings goals
Track progress and log contributions here; contributions are planning records, not extra bank transactions.
Bills & subscriptions
Keep due dates visible. Marking a bill paid creates one expense and advances its next due date.
Accounts & transfers
Track balances separately. Transfers move money between accounts without counting as income or spending.
Import a bank statement
Choose a CSV file to preview debits and credits on this device. Nothing is uploaded; exact matches are flagged to prevent duplicates.
Local by design. Budglab keeps transactions, goals, budgets, bills, accounts and statement previews in this browser. Download a backup before clearing browser data or changing devices.